About
About Lovsted Wealth
Helping you replace financial complexity with clarity, direction, and a fully coordinated retirement plan.
At Lovsted Wealth, we believe your wealth should create direction—not confusion. After years of building savings and accumulating accounts, many people reach the edge of retirement with more questions than answers.

Our role is to help you replace that uncertainty with a clear, coordinated plan. Based in Seattle and operating as a fully independent advisory firm, we specialize in retirement-income design, tax-aware planning, and building coordinated financial strategies for pre-retirees, retirees, and professionals navigating complex financial transitions.
Meet our founder
our founder
CJ Lovsted, CFP®, RICP® 
CJ brings nearly a decade of experience guiding clients through the realities of retirement, designing income strategies, tax-efficient withdrawals, and investment plans that support both today’s needs and tomorrow’s goals.
His path to founding Lovsted Wealth was driven by one clear conviction: clients deserve advice that sits on their side of the table, without product agendas or hidden incentives. CJ holds the CFP® designation (a leading professional standard in financial planning) and the RICP® (an advanced credential focused specifically on retirement income).
This technical foundation, combined with a personal commitment to understanding each client’s vision, helps ensure your plan is not only sound but deeply aligned with what matters most to you.
Our mission
Simplify financial complexity. Provide structure and confidence. Ensure every decision supports your vision for independence.
Your financial life touches investments, income, taxes, healthcare, legacy, and everything in between. We bring those pieces together in one coordinated plan built for real life, not just accumulation.
Who we serve
Pre-retirees
preparing to transition
from accumulation
to income.
Retirees
seeking clarity, structure, and streamlined income strategies.
Technology professionals
looking for guidance
unique to their
industry.
When everything works together, reitrement feels better
Transform decades of saving into a coordinated strategy that helps
empower you to enter your best season of life with confidence and direction.
